A QuoteIQ Product

Offer Financing.
Close More Deals.

When homeowners see a monthly payment next to the total, sticker shock disappears and deals get done. QuoteIQ puts financing right on your proposal — so a $23,000 project becomes $389/mo and you get paid upfront.

Instant pre-qualificationYou get paid upfrontNo impact on credit score

PROPOSAL #Q-0892

Roof Replacement

Financing Available

Project Total

$23,400

Or pay monthly:

12 months$1,958/mo
36 months$652/mo
60 months$389/mo

Pre-qualify instantly · No impact on credit score

Close Rate

+45%

The Problem

Sticker Shock Kills Deals

Homeowners freeze when they see one big number. Give them a monthly payment and the same project suddenly feels doable.

Without Financing

  • —A $23K total looks impossible to a homeowner
  • —They say 'let me think about it' and go cold
  • —You lose the job to a competitor who offered payments
  • —You wait weeks to get paid, if you get paid at all

With QuoteIQ Financing

  • The same project becomes $389/mo — suddenly affordable
  • Homeowners pre-qualify in 60 seconds, no credit impact
  • You get paid upfront; the lender collects monthly
  • You close on the spot instead of chasing a decision

How It Works

Financing in Three Steps

No separate application. No awkward conversations. Financing lives right inside your proposal.

01

Build the Proposal

Create your quote in QuoteIQ. Monthly payment options appear automatically alongside the total.

02

Client Pre-Qualifies

Homeowners tap a button and pre-qualify in under 60 seconds — soft check, no impact on their credit score.

03

You Get Paid Upfront

Once approved, you get paid the full amount. The lender collects the monthly payments from the homeowner.

Why Contractors Love It

Financing That Works for Both Sides

Close 45% More Jobs

Monthly payments remove the budget objection that kills deals. The same project, presented differently, closes more often.

Get Paid Upfront

You don't wait for monthly payments to trickle in. The lender pays you the full amount; they collect from the homeowner.

No Credit Impact

Pre-qualification is a soft check. Homeowners can see their options without worrying about their credit score.

Loans from $1K–$100K

Multiple financing options cover everything from a small repair to a full roof replacement or major remodel.

Bigger Projects

When monthly payments are an option, homeowners say yes to the full scope — not just the bare minimum.

Happier Clients

You're not just selling a project — you're making it affordable. Clients remember who made their dream possible.

Quick Answers

Contractor Financing, in Plain Terms

What is QuoteIQ contractor financing?

It's built-in homeowner financing that lives right on your proposal. Instead of showing one big total, you show a monthly payment next to it — turning a $23,000 project into $389/mo so homeowners say yes more often.

Who is it for?

Any contractor whose quotes trigger sticker shock — roofing, remodeling, HVAC, landscaping. If a big total makes homeowners hesitate, financing removes the budget objection and closes the deal.

How does it work?

Build the proposal in QuoteIQ, monthly options appear automatically, the homeowner pre-qualifies in 60 seconds, and you get paid the full amount upfront while the lender collects monthly.

What are the key benefits?

Close 45% more jobs, get paid upfront instead of waiting, no credit-score impact for pre-qualification, loans from $1K to $100K, and homeowners say yes to the full scope instead of the bare minimum.

FAQ

QuoteIQ Financing — Frequently Asked Questions

QuoteIQ's built-in financing lets contractors offer homeowners monthly payment options directly on the proposal. Instead of presenting one large total, you show a monthly payment alongside it, so sticker shock never kills the deal.

Build your quote in QuoteIQ and monthly payment options appear automatically. The homeowner taps a button to pre-qualify in under 60 seconds with a soft credit check. Once approved, you get paid the full amount upfront and the lender collects monthly from the homeowner.

No. Pre-qualification is a soft check, so homeowners can see their monthly payment options without any impact on their credit score.

QuoteIQ financing covers projects from $1,000 up to $100,000, with multiple term options (12, 36, and 60 months). That range covers everything from a small repair to a full roof replacement or major remodel.

Any contractor who quotes jobs that trigger homeowner sticker shock — roofing, remodeling, HVAC, landscaping, and more. If a big total makes homeowners hesitate, financing turns it into an affordable monthly payment.

No. Once the homeowner is approved, you receive the full project amount upfront. The lender collects the monthly payments from the homeowner, so your cash flow stays healthy.

Stop Losing Jobs to Sticker Shock

Add financing to your proposals and watch your close rate climb. It's built into every QuoteIQ plan.